Water damage is a common issue in rental properties, and it can be a headache to handle. It can occur anywhere in your house, but it’s most common in the bathroom and kitchen. Water damage may also include mold in air ducts, causing a serious health hazard.
If your area experiences too many typhoons and flooding, you should have a plan if water damage occurs. This plan includes who will be responsible for repairing the damage and who will cover the costs.
Where Does Water Damage Usually Occur?
Water damage can occur in many parts of a property, depending on the cause of the water intrusion. Some of the most common areas are:
- The roof: If there is a leak in the roof, water can seep through and lead to extensive damage to the ceilings, walls, and floors of the property.
- Windows and doors: If there is a crack or hole in a window or door, water can quickly enter the property and cause damage.
- Basement: If there is water infiltration through the foundation or seepage from outside, it can often cause serious basement water damage.
- Plumbing: A plumbing leak can quickly lead to extensive water damage to property.
Signs of Water Damage
If you believe that you have water damage in your home, look for the following signs:
- Water stains on the walls or ceilings
- Soggy or warped floors
- Peeling paint
- Mold growth
Who Pays for Water Damage?
In most cases, the tenant is responsible for paying for water damage that occurs inside the home. This includes damage to the walls, floors, ceilings, and other parts of the home. The landlord is responsible for damage outside the house, such as a broken pipe that causes water to leak into the yard.
Tenant’s Responsibility for Water Damage
1. The tenant is responsible for water damage inside the home, regardless of the cause. This includes damage caused by leaks, flooding, and even overflowing toilets.
2. The tenant is also responsible for repairing any damage due to their actions. For example, if the tenant leaves a faucet running and causes water damage, they should fix it and pay for any related expenses.
Landlord’s Responsibility for Water Damage
1. The landlord is responsible for water damage outside the home if the tenant did not cause it. This includes damage to sidewalks, driveways, and landscaping.
2. It is also the landlord’s responsibility to fix any damage due to their actions. For example, if the landlord improperly maintains the property and causes water damage, they should fix it and pay for any related expenses.
Insurance and Water Damage
If you are a tenant and your home experiences water damage, your insurance policy may cover the costs. Call your insurance company to know if you are covered and what the coverage includes.
Similarly, your insurance policy may also cover the costs if you are a landlord and your property experiences water damage. Contact your insurance company to determine if you are covered and what the coverage includes.
Whether you are a renter or property owner, look for a reputable water damage restoration company to handle the repairs and restoration, like PuroClean of Columbus. Make sure they are insured, licensed, and have a good reputation. This ensures that they will do the repairs properly and that you don’t have to deal with any surprises in the future.
Water damage is one of the serious problems in any home if left unfixed. In some cases, the tenant and landlord may share responsibility for water damage. This usually happens when both indoor and outdoor leaks cause damage. The tenant and landlord will need to negotiate who pays for what.
These are general guidelines, and each situation may be different. If you’re unsure who is responsible for water damage in your home, be sure to speak with a lawyer.
Also, keep the contact numbers of a property restoration company near you handy. You want to avoid further damage because the professionals you hired didn’t arrive on time. For example, if you’re from Columbus, OH, look for restoration companies Columbus OH area, and narrow down your list.